Privacy Policy of Garutman Advisors
Effective Date: March 2, 2025
1. Introduction
Garutman Advisors (“we,” “our,” or “us”) is committed to safeguarding the privacy of our clients and website visitors. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information in compliance with applicable laws and regulations.
2. Information We Collect
We may collect the following types of personal information:
- Personal Identification Details: Name, date of birth, nationality, and passport information.
- Contact Information: Address, email address, and phone number.
- Professional and Educational Background: Employment history, educational qualifications, and related documents.
- Financial Information: Bank statements, tax records, and investment details pertinent to citizenship applications.
- Family Information: Details of family members included in the application, such as spouse and dependents.
We collect personal information directly from you or your authorized representative. In some instances, we may also obtain information from third parties, such as government agencies or background check providers, to verify details provided by you.
3. Purpose of Collecting Personal Information
Your personal information is collected and used for the following purposes:
- Service Provision: To assist you in obtaining citizenship through investment, including preparing and submitting applications and supporting documents.
- Communication: To inform you about the progress of your application, respond to inquiries, and provide customer support.
- Compliance: To fulfill legal and regulatory obligations, such as anti-money laundering (AML) and “know your customer” (KYC) requirements.
- Improvement of Services: To enhance our services based on feedback and usage patterns.
4. Disclosure of Personal Information
We may disclose your personal information to the following entities:
- Government Authorities: To process your citizenship application as required by the respective country’s regulations.
- Service Providers: Third-party agents, consultants, or vendors who assist in delivering our services. These parties are contractually obligated to protect your information and use it solely for the purposes specified by us.
- Legal Obligations: When required by law, regulation, or legal process, or to protect the rights, property, or safety of Garutman Advisors, our clients, or others.
We do not sell or rent your personal information to third-party marketers.
5. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, please note that no method of transmission over the internet or electronic storage is completely secure.
6. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. The retention period may vary depending on the nature of the information and the legal requirements applicable to it.
7. Your Rights
You have the right to:
- Access: Request a copy of the personal information we hold about you.
- Correction: Request correction of any inaccurate or incomplete information.
- Deletion: Request deletion of your personal information, subject to legal and contractual restrictions.
- Objection: Object to the processing of your personal information under certain circumstances.
To exercise these rights, please contact us using the information provided in the “Contact Us” section below.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on our website and indicating the effective date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us here.
By engaging with our services or visiting our website, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of your personal information as described herein.